Brits planning a move abroad are being urged to stay alert, as scams targeting expats are becoming more sophisticated and widespread.
According to Quotezone.co.uk, a growing number of fraudsters are exploiting those relocating overseas—often through fake visa services, bogus job offers, and fraudulent insurance policies.
With around 79,000 British citizens emigrating in the year to June 2024, expats have become a prime target. Scammers are known to use phishing emails, fake investment schemes, and impersonate officials to gain access to personal data and money. Those unfamiliar with local systems are especially vulnerable.
European countries remain a popular destination for UK movers, drawn by improved work-life balance, personal safety, better healthcare, and longer life expectancy. But the risks of fraud can cast a shadow over the experience.
“Moving abroad can be both stressful and expensive — and falling victim to a scam can make it even more difficult,” says Greg Wilson, CEO and travel insurance expert at Quotezone.co.uk.
“Scammers are targeting those who don’t yet know what’s normal in their new country. Recognising red flags early on is key. Always verify, research, and don’t share sensitive details without proper checks.”
To help, Quotezone.co.uk has outlined some of the most common scams affecting expats:
Top Expat Scams to Watch Out For
Job Scams
With over 50 countries offering digital nomad visas, scammers are taking advantage by offering fake work permits and jobs—then disappearing once they’ve received payment for “processing fees.” Some even pose as recruiters demanding upfront fees for non-existent roles.
Healthcare Insurance Scams
Posing as insurance providers, scammers sell policies that appear legitimate but offer no real coverage. Expats unfamiliar with foreign regulations are particularly at risk of being mis-sold.
Phone Scams
Once they have your number, fraudsters may impersonate family members in distress and request emergency money—preying on your emotions during the stressful early stages of relocation.
Email Phishing
Scammers often pose as embassies or official relocation services, sending convincing emails that request personal or banking details. Always verify sender addresses and cross-check info with trusted sources.
Visa Scams
Fake immigration “consultants” promise quick and easy visas but take large payments without delivering any service. Victims are left without the promised visa and out of pocket.
Quotezone.co.uk helps over 4 million UK residents every year find savings on essentials like foreign holiday home insurance, travel insurance, and more. Whether you’re relocating or just heading abroad temporarily, staying alert to fraud is one way to protect your finances — and your peace of mind.
